It's a bad idea to depend on Social Security as a retirement plan.

Designed as a security net for seniors, Social Security does not work alone as a retirement plan. Don't depend on Social Security as your retirement plan. If you've decided to rely solely on Social Security benefits in your elderly years, you're most certainly bound to find yourself in dire financial straits.

The average monthly benefit payment from Social Security is currently $1404. Some seniors would receive a more substantial benefit if they paid more into the system, while others receive much less. Social Security alone puts nearly all seniors who depend on it solely, very close to the individual poverty level.

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What to expect during peak hurricane season in The Villages community.

By: Laurel Nendza

Florida is known for beautiful white sand beaches, Disney World, and a laid back lifestyle. What to expect during hurricane season in The Villages, Florida. But unfortunately, Florida has a scary side that shows itself every couple of years. Hurricanes in Florida can create costly damage and threaten lives up and down the Sunshine State.

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The SECURE ACT Encourages Annuities.

The political world seems to be turned on its head every other day, but thankfully there is plenty good that comes from our House of Representatives. The SECURE ACT encourages annuities. One of those good things is an act that benefits retirees and protects them after they've done their part in the working world. The SECURE Act, otherwise known as the Setting Every Community Up for Retirement Enhancement Act, has just recently passed with a massive wave of support. In general, this bill gives retirees more access to workplace pensions and makes it, so they don't have to jump through hoops to get annuities they're deserved.

Back when 401(k) plans were introduced during the Revenue Act in 1978, it let employees invest and save for their future from their paychecks. Great, right? Well, yes but most retirees don't know exactly how much to save for the rest of their days. Will they live comfortably? Or will the money run out because of unexpected medical expenses or other things? The SECURE Act rights that wrong and even promotes the use of annuities by companies! This is fantastic news since it's not an easy or cheap thing to get an annuity.

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Keeping Cool in The Villages community During the Summer

villages florida hot summer

The Summer is already seeing triple digits on the thermometer, and the sweltering humidity makes it almost impossible to go outside. This is the reason many in The Villages® community choose to fly north for the Summer. But what if you are a full-time resident and want to make the best of it and beat the heat? Heat strokes are becoming increasingly more common this time of year, especially in Central Florida where the Sun never takes a break.

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Why the next stock market crash is inevitable.

Investing in the stock market can be an exciting adventure but also can cause panic if your investments are not doing so well.Why the next stock market crash is inevitable. Stock market crash soon. Of course, the most memorable panic in history was the stock market crash of 1929. Experts are warning there will be another stock market crash; it's not about IF it is about WHEN.

There is a lot of speculation about what will cause the stock market to crash. The biggest reason is runaway corporate debt. Ever since 2008 when large companies were bailed out of debt, the economy has been snowballing into eventually seeing the stock market slamming into record numbers.

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