More Than Annuities.
Your Complete
Financial Partner.
West Financial Group is a full-service brokerage offering retirement income planning, annuities, life insurance, investment strategies, and tax planning — all tailored to your unique goals with zero fees* to you.
We want you to feel comfortable with your choice in investment , as we know that the enjoyment of your retirement is contingent on the success of your financial decisions.
Smart Investments in Annuities & Life Insurance
At West Financial Group, we are committed to providing you with the best possible financial advice and guidance so that you can confidently invest in your future. Our experienced professionals will listen to your goals and help you make an informed decision.
Whether your priority is income growth, legacy planning, or simply the peace of mind of knowing your principal is protected — we have a solution designed specifically for you.
Jesse Brownfield
Vice President & Licensed Fiduciary Advisor
Jesse Brownfield serves as Vice President, bringing a client-first approach to helping individuals and families make confident financial decisions. He is committed to providing clear guidance, thoughtful support, and practical strategies tailored to each client’s long-term goals.
Building lasting relationships, Jesse works closely with clients to simplify complex financial choices and create plans that support a more secure retirement. His approachable communication and dedication to personalized service help clients feel informed at every step.
Licensed Fiduciary
As a fiduciary advisor, Jesse is legally obligated to act in your best interest — always. No conflicts. No commissions. Just honest advice.
Choosing Your Path: Annuity Product Options
Fixed Annuities
A locked-in guaranteed interest rate set by the insurer for a fixed term. Predictable, stable, zero risk. Ideal if you want certainty above everything else.
Fixed Index Annuities
Growth linked to a market index (e.g. S&P 500) with a guaranteed floor — you can earn more when markets perform well, and lose nothing when they don’t.
Both protect your principal — but they differ in how your money grows. Here’s a detailed comparison.
Interest Rate Structure
Offers a guaranteed interest rate that remains constant for a specified period (1-10 years). Set by the insurance company — never fluctuates based on market performance.
Interest crediting is based on a market index(e.g. S&P 500), offering potential for higher returns when the market performs well — with a cap limiting maximum gain.
Investment Growth Potential
Growth is stable and predictable, based on the fixed rate. Potentially lower returns but complete certainty — ideal for those who value consistency above all.
Potential for higher growth tied to Index performance. Participation rates and caps apply, but strong market years can earn significantly more than a fixed rate.
Risk & Protection
A conservative, low-risk option. The insurance company guarantees both your principal and the fixed interest rate — full protection from market downturns.
Also protects your principal. If the index performs poorly, a minimum guaranteed rate prevents losses. You get growth upside with zero downside risk.
Flexibility & Liquidity
Less flexible than other investment options. Surrender charges or penalties may apply for withdrawals before the specified surrender period ends.
More liquidity options — often includes limited penalty-free withdrawals and annuitization options, offering greater flexibility in accessing your funds.
Everything You Need for a Secure Future
Fixed Annuities
A guaranteed rate of return providing stability and security. Principal always protected — no market risk ever.
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Fixed Index Annuities
All the benefits of a Fixed Annuity plus growth potential linked to a market index. Upside without the downside — principal always secured.
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Life Insurance Solutions
The best method to transfer wealth, hands down. A tax-free safety net ensuring your loved ones and legacy are always protected.
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Wealth Management
Strategic portfolio and investment management tailored to your goals, risk tolerance, and financial timeline.
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Retirement Income Planning
Build a reliable, lifelong income stream so your money lasts as long as you do — tailored to your lifestyle and goals.
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Tax-Efficient Retirement Strategies
Minimize your tax liability in retirement and keep more of what you've worked hard to save.
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Estate & Legacy Planning
Protect and transfer your wealth to the next generation efficiently, with clarity and peace of mind.
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“Can I Retire?” Analysis
A comprehensive review of your readiness — answering the most important question every pre-retiree is asking.
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Income Gap Analysis
Identify the gap between your expected income and expenses in retirement — then close it strategically.
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Roth Conversion Roadmaps
Strategic Roth conversion planning to reduce future tax burdens and maximize your after-tax wealth.
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Surviving Spouse Financial Guidance
Compassionate, clear financial guidance during one of life's most difficult transitions — helping you move forward with confidence.
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Long-Term Care Planning
Plan for the rising costs of long-term care so your assets stay protected and your family stays whole.
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Portfolio Review
An objective review of your current portfolio — identifying underperforming positions and opportunities for improvement.
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Second Opinions
Already working with an advisor? We'll give you an honest, no-obligation second opinion on your current financial plan.
Learn MoreProtect What You’ve Worked a Lifetime to Build.
Your retirement deserves a plan as strong as your dedication to get here. At West Financial Group, we provide clear, honest guidance to help you protect your savings, maximize your income, and leave a lasting legacy.
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