Robust and Reliable Fixed Annuities
A guaranteed rate of return for the duration of your retirement — providing stability and security even in times of economic uncertainty.
What Are Fixed Annuities?
Fixed annuities offer a guaranteed rate of return for the duration of your retirement, providing stability and security to those who are retired or will soon be.
With our fixed annuities, you can rest assured that your money is safe and secure even in times of economic uncertainty. The insurance company sets your rate — it never fluctuates based on market performance.
It’s extremely important to review the specific terms and conditions of your annuity contract, as they can vary. Our goal is to assist you to choose an annuity that aligns with your financial goals and circumstances.
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What You Get with a Typical Fixed Annuity
Every annuity contract is unique — our experts help you choose the one that fits your life perfectly.
Guaranteed Fixed Interest Rate
A fixed annuity offers a guaranteed fixed interest rate for a specific period, providing predictable growth on your investment. This rate remains constant throughout the designated period, shielding you from market fluctuations.
Tax-Deferred Growth
One key advantage of a fixed annuity is tax-deferred growth. The earnings on your annuity accumulate without being subject to income taxes until you make withdrawals — letting your money compound faster.
Principal Protection
Fixed annuities offer principal protection — the initial amount you invest is safeguarded by the insurance company. Regardless of market performance, your principal remains intact. No client of ours has ever lost their principal.
Steady Income Stream
One of the main purposes of annuities is to provide a reliable income stream during retirement. With a fixed annuity, you can receive regular fixed payments for a specific period or for the rest of your life.
Flexible Payout Options
Fixed annuities typically provide flexibility in terms of payout options. You can choose to receive income monthly, quarterly, annually, or in a lump sum — depending on your preference and financial needs.
Death Benefit
In the event of your passing, fixed annuities often include a death benefit. Your named beneficiaries will receive a payout — typically the remaining account value or the original principal amount, whichever is greater.
More Information on Fixed Annuities
Protect What You’ve Worked a Lifetime to Build.
Your retirement deserves a plan as strong as your dedication to get here. At West Financial Group, we provide clear, honest guidance to help you protect your savings, maximize your income, and leave a lasting legacy for the ones you love.
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